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Peace of Mind
Coverage up to age 85
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Coverage up to age 45-85

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Final Expense Insurance

Final Expense insurance is a type of life insurance that pays a relatively small death benefit compared to other types of life insurance. The death benefit of Final Expense insurance is designed to cover expenses associated with end-of-life costs such as a funeral, memorial service, embalming, casket or cremation. In addition, beneficiaries of the policy can use the death benefit for any purpose, not just to cover the costs of the funeral. Moreover, the death benefit of Final Expense insurance is not subject to taxation, making it an attractive option for those who wish to cover their end-of-life expenses without incurring a tax burden. Thus, Final Expense insurance is an ideal choice for those looking to provide for their loved ones and cover their end-of-life costs.

No one wants to think about their passing, but it’s an inevitable part of life. While it’s important to focus on living in the present, it’s also essential to plan ahead for the future. Final expense insurance can help you prepare for the financial burden that your passing may place on your loved ones. By planning ahead, you can ensure that your family will have the financial support they need to cover your final expenses and move forward without added financial stress.
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COVERAGE

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HERE’S WHAT
YOU’ll GET

When it comes to planning for the future, many people focus on retirement and investments, but one important aspect that often gets overlooked is final expenses.
Peace of mind
Family support
Financial security
Relief from Debt
Ease of implementation
Affordable Policy
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ABOUT ME

ABOUT ME

I’m Michael Jacobs, a proud alumnus of the University of Iowa, with over 15 years of dedicated retail experience. Throughout my career, I’ve been passionate about assisting families in accessing affordable final expense policies. Through strong partnerships with reputable insurance companies, my goal is to deliver the best solutions, carefully tailored to each client’s unique needs. My personal journey in the insurance industry began with a deeply impactful experience. When my grandmother passed away, her life insurance provided crucial support to my family during a challenging time. This profound moment ignited my passion for life insurance, and now, my mission is to ensure that other families also benefit from the protection and security it can offer. I firmly believe in the importance of having the right coverage to provide peace of mind during difficult times. As a result, I am fully committed to guiding families and individuals in making well-informed decisions about their insurance needs. With compassion and personalized assistance, I’m here to support you every step of the way. Together, we can navigate the complexities of insurance and build a secure future for your loved ones. I’m here to actively listen, understand your unique circumstances, and provide you with the utmost support and care in securing the protection your family deserves.

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Life Insurance

How Does Final Expense
Life Insurance Work?

Final expense planning offers a tremendous opportunity to provide peace of mind to you and your loved ones after you pass away. It covers the costs associated with your funeral, burial, or cremation, as well as other related expenses, such as medical bills, estate taxes, or outstanding debts. By having a final expense plan in place, you can ensure that your family is not left with significant financial obligations during an already difficult time. This allows them to focus on honoring the life well lived, instead of worrying about the costs associated with the event.

Very few requirements

Applying for final expense life insurance is easy and hassle-free. No medical exam is necessary for obtaining this type of insurance coverage.

Death Benefit

The beneficiary can use the death benefit for any purpose they choose; it is completely up to them to decide how they would like to utilize it.

Fast Decision

The application process is fast and straightforward, coverage is usually approved quickly, and you could even get approval on the same day.

Financial Protection

Final expense planning is a great way to provide financial security to your family after you pass away. It covers all costs associated with your funeral, burial, or cremation, as well as any other expenses that may arise. With a final expense plan in place, your family can rest assured that they will not be left with any significant financial burden during their time of grief.

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WHAT OTHERS ARE SAYING
ABOUT MICHAEL JACOBS

Affordable Hope's Final Expense insurance eased our worries when we needed it most. The coverage not only helped with the funeral costs but also provided flexibility for other expenses. Michael Jacobs was more than an agent; he was our advocate, making the process as human and comforting as possible.

Jude Leach

Affordable Hope felt like a friend when we needed one the most. Their Final Expense insurance provided the peace of mind we couldn't put a price on. The simplicity of the application process was a huge relief, and Michael Jacobs, our agent, was not just professional but genuinely caring.

Jude Griffin

Affordable Hope exceeded our expectations. Their Final Expense insurance covered our final expenses, but what stood out the most was Michael Jacobs' sincere care and guidance. He made the entire process feel personal and meaningful, going above and beyond what we expected from an insurance agent.

Charlie Clarke

Affordable Hope was our guiding light during a challenging period. Their Final Expense insurance provided the peace of mind we didn't know was possible. Michael's personalized approach and compassionate care made the entire experience feel less like a transaction and more like a genuine effort to support our family.

Kieran Daniels

Affordable Hope has been a true blessing for my family. When we were facing the loss of a loved one, their Final Expense insurance provided the peace of mind we desperately needed. We were surprised by how straightforward and stress-free the application process was, and Michael Jacobs, our agent, felt like a trusted friend guiding us through it all.

Joshua Allen

Affordable Hope's Final Expense insurance was a rock during a storm. It covered all our end-of-life expenses and allowed us to use the benefit as needed. The simple application process and Michael Jacobs' compassionate assistance made the experience less about insurance and more about protecting our family's future.

Dylan Kennedy

I cannot express enough gratitude to Affordable Hope. Their Final Expense insurance was our lifeline during a challenging time. It covered all the expenses related to my father's funeral, saving our family from financial stress. Michael Jacobs, who is not just an agent but an empathetic advisor, was there with us every step of the way.

Patrick Brennan

Michael is a pleasure to deal with. Always has the answers for me and is quick to respond to my emails and phone calls. This is one reason I remain a loyal. MOST helpful for any situation we have been in. We keep coming back, because we really get the absolute best deal for our insurance coverage...can't be beat! So happy we found him Love that we can pick up a phone & call Michael Jacobs & get an immediate answer rather than calling a 1-800 # & talking to someone different every time.
GUY
GUY
I have worked with Michael for over 14 years or so. I never needed to shop around because he always finds the best rates. I have always received immediate response to all our questions and concerns. My policies prices are reasonable...no need to shop pricing.
ANN
ANN
Michael has just for about 40-plus years and won't even consider making any changes. He's been super responsive and it's always a pleasure to work with him whether we have a question or need to update a policy. Michael Jacobs is a reliable, and dedicated person, who is always willing to work with you. We will always have insurance with Michael Jacobs as long as we are alive. Thanks, Michael
ELLA
ELLA
Michael is the friendliest person, I’ve talked too. He has been very quick to respond and made everything move along so smoothly. The process was easy the rates were great.
WILLIE
WILLIE
Michael has helped me find companies with great representations. He helped make the process really easy, and I can tell he really cares about me.
RAMSEY
RAMSEY
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